Scot Ryan

Financial Advisor – Ryan Financial, St. John’s, NL

I was born/grew up in: Southern Hr., NL

I now live in: St. Philip’s, NL

I completed my training/education at: College of the North Atlantic. I completed a Business Management diploma specializing in Accounting.

Describe what you do at work.

I analyze the risk-reward trade off of mutual funds to decide which funds are best for my clients. I return phone calls and emails from my clients to answer their questions. I complete the appropriate applications and forms with my clients and then forward them to the appropriate companies for processing. I decide how much money people need to invest and what returns they need to achieve to reach their goals. To do this I have to take a large number of factors are taken into consideration to determine which products will best fit my clients need. Two main factors I have to consider are their risk tolerance and how long they plan to keep their money invested. So I have to meet with my clients on a regular basis to see if their circumstances have changed. If there are changes, we will adjust their investments to address these changes.

When I was a student I enjoyed:

How does your job affect people’s lives?

I ensure my clients have appropriate coverages of life, disability, medical & dental, critical illness and long term care insurance. I work with my clients to save for their future. The better returns I get for my clients the sooner they can retire with more money.

What motivates you in your career?

I feel satisfied when a client thanks me for helping them reach their goals. I always enjoyed math and economics and helping others. The financial products that I have to offer continue to change and evolve as the market changes. I enjoy reviewing and learning about the new products that are available. I get to meet a lot of different people from all walks of life. I enjoy meeting new people and learning about them.

When I was a student, I would have described myself as someone who:

Describe your career path to this career.

I completed a Business Management diploma where I specialized in Accounting. I spent four years working as an accountant. But I always wanted to be my own boss. I always enjoyed taking on new challenges so I decided to start my own business. I’ve been a Financial Advisor since 2004. Starting out, the early years were difficult as I had to build a client base. That involved a lot of phone calls, meetings, and personal contacts. It all worked out though as I now have a successful business.

What activities do you like to do outside of work?

I enjoy watching and playing hockey. I enjoy spending time with my wife and kids. We enjoy traveling. I volunteer with the juvenile diabetes research foundation.

What advice or encouragement would you give others seeking a similar career?

Dig in your heels and get going. This is a very rewarding career.

CurioCity Careers

We hope you enjoyed learning about this great STEM career! The information in this career profile was provided by this individual especially for CurioCity. We hope it helped give you a sense of what this type of job is really like.

Let’s Talk Science is pleased to provide you with this information as you explore future career options. Many careers require a background in science, technology, engineering and math (STEM). Even jobs that don’t use specific STEM concepts on a day-to-day basis benefit from the skills gained through a study of STEM. People with a STEM background are very much in demand by employers across all career sectors. If you would like to learn about more careers that have a STEM connection, visit http://www.explorecuriocity.org/careers.



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